Tax. Made simple
Free calculators and plain-language answers for South African individuals. Updated for the 2026/27 tax year.
Popular calculators
Income Tax Calculator
See exactly how much tax, UIF, and take-home pay on your salary.
Bonus Tax Calculator
Find out how much of your bonus you actually keep after tax.
Capital Gains on Shares
Calculate CGT when selling shares or unit trusts.
Salary Increase Calculator
How much of your raise do you actually take home?
Browse by topic
Salary and income tax
PAYE, salary, bonus and travel-allowance calculators and guides for South African taxpayers.
- Income tax calculator (Updated for 2026/27) Calculate South African income tax, PAYE, UIF and take-home pay using the 2026/27 SARS tax tables.
- How much tax will I pay on my bonus? Estimate the tax on your annual bonus and see how much you keep using South Africa's 2026/27 tax rates.
- How much do you need to earn to pay tax in South Africa? See the 2026/27 SARS income tax thresholds by age and find out when South Africans start paying income tax.
- What are the SARS income tax tables 2026/27 View South Africa's 2026/27 individual income tax brackets, rebates and thresholds, with a taxable-income calculator.
- How much more tax do I pay on my salary increase? Compare your current and new salary to estimate the extra PAYE and take-home pay from a salary increase in 2026/27.
- How much more tax will I pay? Compare how South African income tax changes between tax years for the same monthly salary.
- Two Salaries Comparison Calculator Compare PAYE, UIF and take-home pay for two monthly salaries using current South African tax rates.
- How to pay less tax on your bonus? See how a retirement annuity contribution may reduce taxable income when you receive a bonus, subject to deduction limits.
- Travel tax deduction calculator for employees Estimate the taxable portion of an employee travel allowance and compare the fixed-cost and actual-cost methods.
Capital gains tax
Work out capital gains tax on shares, a primary residence and investment property.
- How much capital gains tax will I pay when I sell my shares? Estimate South African capital gains tax when selling shares or unit trusts, including the annual exclusion and inclusion rate.
- How much capital gains tax will I pay when I sell my home? Calculate South African capital gains tax when selling your primary home, including the primary-residence exclusion.
- How much capital gains tax will I pay when I sell my investment property? Estimate South African capital gains tax when selling an investment property, including base cost and the inclusion rate.
Retirement and pension funds
Understand retirement annuity deductions, withdrawals and retirement lump-sum tax.
- How to pay less tax on your bonus? See how a retirement annuity contribution may reduce taxable income when you receive a bonus, subject to deduction limits.
- Are pension fund contributions tax deductible in South Africa? Learn how South African pension and retirement fund contribution deductions work, including percentage and annual limits.
- Tax deductions of a retirement annuity for different income levels Compare retirement annuity tax deductions at different South African income levels using 2026/27 rates.
- What are the tax implications of withdrawing from my Retirement fund when I resign? Estimate tax when withdrawing from vested and savings pots after resigning from a South African retirement fund.
- How much tax will I pay on my retirement lump sum withdrawals? Estimate South African tax on a retirement lump sum and understand the retirement benefit tax table.
Medical tax credits
Estimate medical scheme fees tax credits and qualifying medical expense credits.
UIF benefits
Estimate unemployment and maternity benefits from South Africa's Unemployment Insurance Fund.
- UIF calculator 2026/2027. How much money will I get when unemployed? Estimate South African unemployment benefits from your salary and contribution history, using current UIF limits.
- How much does UIF pay for maternity leave? Estimate South African UIF maternity benefits, understand the salary cap and see which documents you need to claim.
Investing and dividends
Practical guidance on South African tax for foreign dividends and investments.
About this site
HowTaxWorks is created by Walter — a free resource to help ordinary South Africans understand their tax. Every calculator uses the official SARS tax tables. No sign-ups, no fees.