Tax. Made simple
Free calculators and plain-language answers for South African individuals. Updated for the 2026/27 tax year.
Popular calculators
Income Tax Calculator
See exactly how much tax, UIF, and take-home pay on your salary.
Bonus Tax Calculator
Find out how much of your bonus you actually keep after tax.
Capital Gains on Shares
Calculate CGT when selling shares or unit trusts.
Salary Increase Calculator
How much of your raise do you actually take home?
Browse by topic
Salary & Income Tax
Calculators and guides for PAYE, salary, bonuses, and travel allowances.
- Income tax calculator (Updated for 2026/27)
- How much tax will I pay on my bonus?
- How much do you need to earn to pay tax in South Africa?
- What are the SARS income tax tables 2026/27
- How much more tax do I pay on my salary increase?
- How much more tax will I pay? Find out how much more income tax you will pay on your salary with the 2026/27 tax changes
- Two Salaries Comparison Calculator
- How to pay less tax on your bonus?
- Travel tax deduction calculator for employees This is a quick calculator to calculate your travel tax deduction, if you are an employee and receive a travel allowance from your employer.
Capital Gains Tax
Work out CGT on shares, property, and your primary residence.
- How much capital gains tax will I pay when I sell my shares? You may need to pay capital gains tax. Here is how to work it out
- How much capital gains tax will I pay when I sell my home? You may need to pay capital gains tax. Here is how to work it out
- How much capital gains tax will I pay when I sell my investment property? You may need to pay capital gains tax. Here is how to work it out
Retirement & Pension Funds
Tax deductions, RA contributions, and what happens when you withdraw or retire.
- Are pension fund contributions tax deductible in South Africa?
- Tax deductions of a retirement annuity for different income levels Analyse the tax deductions of a retirement annuity for different income levels.
- What are the tax implications of withdrawing from my Retirement fund when I resign? Different tax implications apply to withdrawing from the Savings pot and the Vested pot. Find out how much tax you will pay.
- How much tax will I pay on my retirement lump sum withdrawals? Learn how much tax-free cash you can take and how the rest will be taxed when you retire from your Retirement Annuity.
Medical Aid & UIF
Medical tax credits, UIF contributions, and maternity benefits.
- How much medical tax credits do I get from SARS for medical aid contributions and expenses?
- UIF calculator 2026/2027. How much money will I get when unemployed? Unemployment benefits. Find out how much unemployment money you can get in 2026/2027
- How much does UIF pay for maternity leave? Estimate your South African UIF maternity benefits, understand the salary cap, and see what documents you need to claim.
Investing & Dividends
Withholding tax on foreign dividends.
About this site
HowTaxWorks is created by Walter — a free resource to help ordinary South Africans understand their tax. Every calculator uses the official SARS tax tables. No sign-ups, no fees.